Single dating group wisconsin
Debtors’ prisons have been gone for over 150 years.You may have a judgment entered against you, you may have your wages garnisheed, but you won’t be thrown in the slammer.
In fact, nearly 8 out of 10 of people research a company online before visiting a small business or making a purchase with them.– If you have a defense to the lawsuit (“I don’t owe the money because…”), you will file your answer and the judge will schedule a hearing. In fact, I usually recommend that clients ignore the summons and complaint.In most cases, the clients admit they owe the money; they just can’t pay it.If you’ve been sued and a creditor is threatening to garnish your wages, speak to an attorney soon.A bankruptcy filing can prevent the judgment and the resulting wage garnishment.Many of my clients come to me after they’ve been sued by a debt collector for a past-due credit card bill.
Other times, the threat of “being taken to court” spurs the call.
If the judgment has already been entered, the bankruptcy filing can wipe it out and immediately stop any garnishments.
A small claims or money judgment is no different from any other general unsecured debt and it is typically dischargeable.
No matter what the debt collector tells you on the phone, you cannot be jailed for defaulting on a debt.
The person telling you differently is either a scammer trying to rip you off or an unethical debt collector lying to scare some money out of you.
If the creditor sends you an Order for Financial Disclosure, you MUST complete it and return it.